The blog is not dead!
Let's say you take the long pauses ...
After June 30 all had to speak on how to commit its TFR, a survey conducted in July by Eurisko behalf of AnimaFinLab sums up the enlightened decision.
La Stampa reported today the results of the survey, entitling it appropriate "severance pay, a predictable failure"
course, because it did not take a certain degree (Imagine all the titles of the masterminds behind from where we are fortunate to be "governed" - is getting to speak) to understand that a well architected halter measure would have raised many questions from workers who would not simply follow the suggestions Pecorone Government.
Interesting article this excerpt:
The main reasons given by workers who had chosen to hold the Tfr in the company have, however, to do with confidence. The first motivation (with more than 20% of respondents) is the possibility of having a cash payment at retirement instead of in the form of annuity, an index of confidence in the value of a private pension. In second place, with 17% of the answers, there is a lack of confidence in financial investment. In third place is the conviction that the Tfr in the company to ensure a more secure performance of an investment in the funds. This seems paradoxical, given that a worker who invests in funds can easily make a return equal to the severance pay investing all contributions in a money market fund. Or the workers were not aware of this option, or be allocated an additional risk in the investment funds associated with the possibility of default of the Fund. This second hypothesis is supported by the fact that only 3% of workers have total confidence in the funds, as against 31% who has total confidence in the company where he works.
From a personal poll of friends and colleagues (all of whom have done so you do not earmark funds TFR), also indicated additional element that has thrown no-confidence on the solution acceptable to our politicians: the non-repudiation 'of choice to trust funds.
To entrust their resources to a destination whose mechanisms are difficult to understand (come on, there really someone enthusiast or expert in financial procedures that really understood what such performance guarantees and give the money?), And could not retrace your steps to me personally alarmed, and then I decided to tick the other box. There
to say that the fact of working in a company with more than 50 employees did not make me excited about having to leave my money (a few, since I had already received the advance purchase due to the first house) ... but INPS at least I hope that, if I have the need when I retire (hopefully before manifesting as dementia), I can recover the entire amount at once and manage it as it deems appropriate, instead of receiving the second sipped abstruse rules of government and banks.
PS: The percentages shown me, however, seem too enthusiastic, especially for employees of big companies ... I think were considered when calculating total the cases of implied consent (due primarily all'ignavia or not to have understood one stone to a lack of clear information) and those where the employee had been assigned previously to the solution Funds ...
